by Kristin Austin | Mar 14, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance
You need money for your business, but you’re concerned that your poor credit score can impact your ability to secure approval for a business loan. It’s possible to get a business loan with a bad credit score, but the process might be complicated. Due to your low... by Kristin Austin | Mar 1, 2022 | Articles, Credit 101, Credit Monitoring, Featured Articles, Personal Finance
Whether it is a mortgage you are preparing for or an auto loan you need, the rate you borrow to make major life purchases is tied to how healthy your credit score is. So, it pays to keep an eye on your credit to make sure everything is in order. Credit reporting plays... by Brian Acton | Feb 15, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles
This month, Equifax® is adding “buy now, pay later” (BNPL) activity to their consumer credit reports. These point-of-sale financing options can increase the number of consumers who can positively impact payment history without turning to traditional options like... by Brian Acton | Jan 25, 2022 | Articles, Credit 101, Credit Monitoring, Featured Articles, Personal Finance
In recent months, inflation has been a major topic in the news with rising prices putting an additional financial strain on Americans. If you’re worried about the effect of inflation on your finances, you’re not alone. But if you’re concerned that inflation could... by Kristin Austin | Jan 18, 2022 | Articles, Credit 101, Credit Monitoring, Featured Articles
Even though credit cards are one of the most common ways of making transactions, not many people understand the mechanism through which they work. That’s why credit cardholders can, unfortunately, make bad financial decisions that can ultimately lead to being stuck in... by Brian Acton | Dec 30, 2021 | Articles, Credit Monitoring, Featured Articles, Personal Finance
Strong credit can convey many lifelong benefits, from helping you access the credit and loans you need to saving you money with lower interest rates and even insurance premiums. But maintaining good credit is also a lifelong effort that requires you to diligently...