FICO® Scores range from 300 to 850. Getting a perfect 850 is challenging, but not impossible.
Check My Credit: What is the Highest Score Possible?
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Credit Monitoring
Credit Monitoring & Fraud Protection
With MyScoreIQ, you get more than just your FICO® Scores. We give you peace of mind with industry-leading credit monitoring, financial fraud protection, identity theft insurance underwritten by AIG, and tools to help you build your credit.
What Happens if You Miss a Mortgage Payment?
Making your mortgage payments on time is crucial to keep up with your loan, build credit, and stay in your home. But what happens if you miss a mortgage payment? A single missed mortgage payment could result in late fees and negatively affect your credit, and multiple missed payments could cause you to lose your home in foreclosure. Key Takeaways Missing a mortgage payment can result in late fees and negatively affect your credit score. ...
Why Are There Multiple Names on My Credit Report?
You might be surprised to see multiple names listed when you get your credit report. In most cases, you don’t need to worry. In fact, there are often multiple names listed on a credit report. So why is this the case? There are several reasons why someone might have multiple names on their credit report. In this post, we share more about why there may be multiple names on a credit report and what to do if it's causing problems with your credit...
Why Does My FICO® Score Fluctuate?
A FICO® Score fluctuates due to various factors, reflecting changes in an individual’s credit behavior and financial circumstances. These scores are widely utilized by lenders to assess the risk associated with extending credit or loans to consumers. By evaluating factors such as payment history, credit utilization, length of credit history, new credit inquiries, and credit mix, FICO® Scores offer insight into an individual's financial habits...
Which FICO® Score Do Lenders Use?
If you want to apply for a mortgage, take out a new credit card, or apply for an auto loan, any reputable lender will probably look up your FICO® Score before giving you a loan. FICO® Scores are important indicators of your credit health and will largely determine mortgage terms and lending rates. However, because there are different scoring models, it's essential to know which one your lender will use. In most cases, the FICO® Score they use...
What Makes Up My FICO® Score?
Your credit score plays a big role in shaping your financial opportunities. And whether you're trying to get a loan, credit card, or better interest rates, lenders pay close attention to your FICO® Score in particular. In fact, FICO® Scores are used by more than 90% of major lenders. In this blog, we explore the components that make up your FICO® Score and break down why it matters in your financial life. What Is a FICO® Score? Your FICO® Score...
What Happens to Your Credit When You Get Evicted?
When you are facing eviction, how does this affect your credit score? Learn how an eviction can affect your scores.
How Credit Report Monitoring Can Help Your Credit Scores
Monitoring your credit report can help your credit scores.
Will Bankruptcy Affect My Credit Scores?
Are you wondering if bankruptcy can affect your credit scores? Learn the effects of bankruptcy and ways to help your credit after bankruptcy.
What is a Delinquent Account on a Credit Report?
Do you have a delinquent account on your credit report? Here’s what a delinquent account means and how to get rid of a delinquent account.
