by Brian Acton | Jan 25, 2022 | Articles, Credit 101, Credit Monitoring, Featured Articles, Personal Finance
In recent months, inflation has been a major topic in the news with rising prices putting an additional financial strain on Americans. If you’re worried about the effect of inflation on your finances, you’re not alone. But if you’re concerned that inflation could... 
by Nicole Bitting | Jan 18, 2022 | Articles, Credit 101, Credit Monitoring, Featured Articles
Even though credit cards are one of the most common ways of making transactions, not many people understand the mechanism through which they work. That’s why credit cardholders can, unfortunately, make bad financial decisions that can ultimately lead to being stuck in... 
by Brian Acton | Dec 30, 2021 | Articles, Credit Monitoring, Featured Articles, Personal Finance
Strong credit can convey many lifelong benefits, from helping you access the credit and loans you need to saving you money with lower interest rates and even insurance premiums. But maintaining good credit is also a lifelong effort that requires you to diligently... 
by Nicole Bitting | Nov 2, 2021 | Articles, Credit 101, Credit Monitoring
A credit score is a number that predicts the likelihood that you repay a loan on time. A few different scoring models are used for credit scores, but the range for most models is between 300 and 850.The average credit score is 711. Lenders use your credit score to... 
by Kristin Austin | Aug 23, 2021 | Articles, Credit Monitoring, Featured Articles
The Consumer Financial Protection Bureau (CFPB) recently filed a proposed settlement to resolve a lawsuit against a debt collection enterprise and its owner. The lawsuit alleges that Fair Collections & Outsourcing (FCO) violated federal law by inaccurately... 
by Kristin Austin | May 24, 2021 | Articles, Credit Monitoring, Featured Articles
The information in your credit report is constantly subject to change as new information is added and old or inaccurate information is removed. But it can be difficult to predict when your credit report receives updates, as there is no universal standard for when...
