by Kelly Baker | Sep 12, 2023 | Articles, Credit 101, Credit Monitoring, Featured Articles
If you want to apply for a mortgage, take out a new credit card, or apply for an auto loan, any reputable lender will probably look up your FICO® Score before giving you a loan. FICO® Scores are important indicators of your credit health and will largely determine... 
by Kelly Baker | Aug 18, 2023 | Articles, Credit 101, Credit Monitoring, Featured Articles
Your credit score plays a big role in shaping your financial opportunities. And whether you’re trying to get a loan, credit card, or better interest rates, lenders pay close attention to your FICO® Score in particular. In fact, FICO® Scores are used by more than... 
by Brian Acton | Nov 18, 2022 | Articles, Credit 101, Credit Monitoring, Featured Articles
Getting evicted from your home can be an extremely traumatic experience caused by financial distress. Luckily, the fact that you were evicted doesn’t show up on your credit report. However, there are some eviction-related financial issues that can negatively affect... 
by Brian Acton | Nov 7, 2022 | Articles, Credit Monitoring, Featured Articles, Identity Theft
Credit may seem complicated, but the methods for maintaining a good credit score are pretty straightforward. Generally, if you manage your finances effectively, pay your bills on time and avoid taking on too much debt, your credit scores should be in good shape. But... 
by Brian Acton | Sep 30, 2022 | Articles, Credit 101, Credit Monitoring, Featured Articles
Bankruptcy can help people in financial trouble reduce or eliminate debts they can’t afford to pay. But the downside is that it has severe consequences for your credit, appearing on your credit report and affecting your credit scores for years to come. How Does... 
by Kristin Austin | Sep 21, 2022 | Articles, Credit 101, Credit Monitoring, Featured Articles
Have you ever heard of a delinquent account? Or do you have a delinquent account on your credit report? A delinquent account is simply an account that is past due. Your account becomes delinquent when you borrow money or use a credit card without making your payments....
