What Your FICO® Score Says About You

Your credit score is a three-digit number that can significantly influence your financial life. It's a snapshot of your creditworthiness, and it can determine your ability to secure loans, credit cards, and even housing opportunities. But what does your credit score...

Why Does My FICO® Score Fluctuate?

A FICO® Score fluctuates due to various factors, reflecting changes in an individual’s credit behavior and financial circumstances. These scores are widely utilized by lenders to assess the risk associated with extending credit or loans to consumers. By evaluating...

How to Decode Your Credit Score

Understanding your credit score can seem like decoding a complex puzzle, but with the right knowledge, it becomes much simpler to navigate. Your credit score holds the key to your financial health, influencing everything from loan approvals to interest rates. In this...

How Does Inflation Affect Credit?

During times of high inflation, rising costs can put consumers under greater financial stress. High inflation can make it harder for you to pay for the things you need, more expensive for you to borrow money, and slow down economic growth on a large scale. If you’re...

What Is an SBA Loan?

Do you have a great business idea but need funding to get it off the ground? SBA small business loans offer affordable financing and flexible repayment terms to help entrepreneurs launch or expand a business. Here we explain what an SBA loan is and how it works. What...

Budgeting Tips to Pay Off Tax Debt

As tax season approaches, many individuals may find themselves grappling with the reality of owing money to the Internal Revenue Service (IRS). Whether due to unexpected income sources, insufficient taxes withheld from each paycheck, filing incorrectly, or missed...

Do Taxes Affect Your Credit Score?

Between the beginning of the year and mid-April, tax season is in full swing and many people are quickly going to tax professionals to either pay their taxes or get their refunds. One question on many minds is the connection between taxes and credit. Do taxes affect...

What Are the Different Types of Interest?

Whether you're considering a loan, navigating investments, or managing debt, understanding the intricacies of interest is a critical life skill in the modern world. The term “interest” comes up in all kinds of financial conversations, but what are the different types...

5 Essential Financial Skills for Every Adult

Looking to develop your financial skills? Young adults and even older adults all desire to be on top of their finances and not have to stress about money. But what do you do to continue having a great track record with your finances? Essential Financial Skills 1....

How to Improve Your FICO® Auto Score

Looking to buy your dream car? Having a strong credit score is an important early step in the process. Your creditworthiness determines the terms of your auto financing, making it crucial to understand how to enhance and maintain a strong credit profile. The most...

Recent Articles

What Your FICO® Score Says About You

What Your FICO® Score Says About You

Your credit score is a three-digit number that can significantly influence your financial life. It's a snapshot of your creditworthiness, and it can determine your ability to secure loans, credit cards, and even housing opportunities. But what does your credit score really say about you? Key Takeaways Your credit score is a numerical representation of your creditworthiness and likelihood to repay debt based on your credit history. The factors...

read more
Why Does My FICO® Score Fluctuate?

Why Does My FICO® Score Fluctuate?

A FICO® Score fluctuates due to various factors, reflecting changes in an individual’s credit behavior and financial circumstances. These scores are widely utilized by lenders to assess the risk associated with extending credit or loans to consumers. By evaluating factors such as payment history, credit utilization, length of credit history, new credit inquiries, and credit mix, FICO® Scores offer insight into an individual's financial habits...

read more
How to Decode Your Credit Score

How to Decode Your Credit Score

Understanding your credit score can seem like decoding a complex puzzle, but with the right knowledge, it becomes much simpler to navigate. Your credit score holds the key to your financial health, influencing everything from loan approvals to interest rates. In this article, we discuss credit scores and decode the complexities that surround them. What Is a Credit Score? A credit score is a 3-digit number reflecting your creditworthiness. The...

read more
How Does Inflation Affect Credit?

How Does Inflation Affect Credit?

During times of high inflation, rising costs can put consumers under greater financial stress. High inflation can make it harder for you to pay for the things you need, more expensive for you to borrow money, and slow down economic growth on a large scale. If you’re worried that inflation could negatively impact your credit, the good news is that your credit score is not directly affected by inflation or the state of the economy. But there are...

read more
What Is an SBA Loan?

What Is an SBA Loan?

Do you have a great business idea but need funding to get it off the ground? SBA small business loans offer affordable financing and flexible repayment terms to help entrepreneurs launch or expand a business. Here we explain what an SBA loan is and how it works. What is an SBA Loan? What exactly is an SBA loan? To break it down, SBA loans are business loans partially guaranteed by the U.S. Small Business Administration. Because they are less...

read more
Budgeting Tips to Pay Off Tax Debt

Budgeting Tips to Pay Off Tax Debt

As tax season approaches, many individuals may find themselves grappling with the reality of owing money to the Internal Revenue Service (IRS). Whether due to unexpected income sources, insufficient taxes withheld from each paycheck, filing incorrectly, or missed deadlines, tax debt can quickly accumulate. This can often leave individuals feeling overwhelmed and uncertain about how to regain control of their financial situation. Fortunately,...

read more
Do Taxes Affect Your Credit Score?

Do Taxes Affect Your Credit Score?

Between the beginning of the year and mid-April, tax season is in full swing and many people are quickly going to tax professionals to either pay their taxes or get their refunds. One question on many minds is the connection between taxes and credit. Do taxes affect your credit score? Do Taxes Directly Affect Your Credit Score? When you go to a tax professional to have them prepare your taxes, it does not directly affect your credit score....

read more
What Are the Different Types of Interest?

What Are the Different Types of Interest?

Whether you're considering a loan, navigating investments, or managing debt, understanding the intricacies of interest is a critical life skill in the modern world. The term “interest” comes up in all kinds of financial conversations, but what are the different types of interest? This guide delves into the unique roles of each type of interest, with critical insights into how interest influences your financial decisions. Common Types of...

read more
5 Essential Financial Skills for Every Adult

5 Essential Financial Skills for Every Adult

Looking to develop your financial skills? Young adults and even older adults all desire to be on top of their finances and not have to stress about money. But what do you do to continue having a great track record with your finances? Essential Financial Skills 1. Budgeting Create a Budget: A budget is something you use to help you understand what money you have and what you need to spend your money on. That can include things you want and...

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How to Improve Your FICO® Auto Score

How to Improve Your FICO® Auto Score

Looking to buy your dream car? Having a strong credit score is an important early step in the process. Your creditworthiness determines the terms of your auto financing, making it crucial to understand how to enhance and maintain a strong credit profile. The most popular scoring model lenders use for car purchases is the FICO® Auto Score, which measures how likely you are to repay auto loans. This comprehensive guide helps you navigate the...

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