What is Creditworthiness?

The higher your FICO® Scores, the more creditworthy you are and the more likely you are of being approved for loans and credit by a lender.

When Does it Make Sense to Ask for a Credit Limit Increase on Your Credit Card?

When you want to increase your credit card’s limit, there are certain times when it makes sense to do so, and certain times when it doesn’t. Here are tips.

Do You Know You Have More Than 1 Credit Score?

Many people think there’s just one credit score, but in fact there are many. The most commonly-cited credit scores are your  FICO® Scores.

IRS Delays Start of Tax Season, Advises Taxpayers to E-File Returns

The IRS has announced a delay to the start of tax season and is advising taxpayers to E-file returns for quicker refunds.

What to Do When Your Application for a Credit Card is Denied

Just because your credit card application was denied doesn’t mean you’ll never get a new credit card. There are certain lessons you can learn from an application denial. Also, there are steps you can take to help the chances of your future applications getting a thumbs up.

Good Credit Can Mean a Good Deal on a Mortgage

Do you know only top-shelf borrowers are offered the lowest mortgage interest rates? Here are tips to help take advantage of these low rates.

6 Financially Smart Ways to Use Your Stimulus Payments

Consider how to use your stimulus payments to set yourself up for financial success. Here are six of the best ways to use your stimulus check.

What is Credit?

Credit refers to the trust that allows one party to lend money or resources to another party with the agreement of repayment at a later date.

3 Credit Resolutions to Make This Year

In this New Year, it’s a good idea to make some resolutions that can help you maintain a stronger credit score. Here are three credit resolutions to make starting now.

Budgeting 101: Setting Your Budget Categories with the 50/30/20 Rule

When you have a budget in place, it’s easier to pay your bills on time and not rely on credit to make ends meet.

Recent Articles

What is Credit?

What is Credit?

Credit refers to the trust that allows one party to lend money or resources to another party with the agreement of repayment at a later date.

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Premier Credit Monitoring.

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*Source: Fair Isaac Corporation.

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$25K ID Theft Coverage – provides up to $25,000 in coverage for: funds stolen by unauthorized electronic funds transfer from an account in your name, coverage for elderly and child care, legal fees, miscellaneous expenses, and up to $500 per week (five weeks maximum) for wages lost while resolving a stolen identity event. Family members means up to 3 of the enrollee’s children under the age of twenty-four (24) who permanently live in the same residence as the enrollee at the time of the stolen identity event. Underwritten by AIG.

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