Are you wondering if bankruptcy can affect your credit scores? Learn the effects of bankruptcy and ways to help your credit after bankruptcy.
Do you have a delinquent account on your credit report? Here’s what a delinquent account means and how to get rid of a delinquent account.
Can child support show up on your credit report? Yes, It can! Learn why child support can be on your credit report and how to remove it.
Elder financial abuse can negatively impact a senior’s credit. Learn how to monitor credit for signs of elder financial abuse and report it.
Downgrade or cancel a credit card? Which one is better? Here’s everything you need to know about downgrading or canceling a credit card.
The simple act of creating a budget won’t affect your credit score one way or the other. But budgeting can help prepare you to live within your means, pay your bills on time and effectively manage your debts. These benefits can have a direct positive impact on your credit score over time. How Budgeting Can Positively Impact Your Credit Score Having a budget allows you to keep track of your cash flow, both incoming and outgoing. Staying...
With record high inflation and rising interest rates, fears of a recession continue to plague the U.S. economy. Recessions cause economic distress for businesses and consumers alike, but they can also threaten your credit scores. You don’t have to wait for an official recession to occur before you start working to protect your credit. Take the steps now to help prepare for a recession. How Does a Recession Negatively Affect My Credit Score?...
When you’re preparing to submit a loan application, the lender may inform you they charge a loan application fee. These fees reduce out-of-pocket processing costs for the lender and make their borrower transactions more profitable. Loan application fees are common for mortgages loans, auto loans and personal loans. But they aren’t universal. Not all lenders charge fees, and you may even be able to negotiate them down before you submit your...
A tradeline is simply a term used to describe a credit account found on a credit report. Tradelines are always visible on the credit report in the form of loans, credit cards and mortgages. They are used for generating credit scores. Here is more information about tradelines and their presence in your credit reports. What is a Tradeline on a Credit Report? A tradeline on your credit is a record of your credit activities used by the three major...
According to Consumer Financial Protection Bureau, millions of Americans struggle to afford their medical debt with $88 billion in outstanding medical bills currently in collections in the United States. Many unpaid medical bills can land on credit reports, which can negatively impact credit scores. While there have been some positive updates to how medical bills get reported, many types of medical bills can still impact your credit if they go...
Premier Credit Monitoring.
Receive premier credit monitoring and identity theft insurance for you and your family with our MAX plan.**
*Source: Fair Isaac Corporation.
**$1 Million ID Theft Coverage – provides up to $1 million in coverage for: funds stolen by unauthorized electronic funds transfer from an account in your name, legal fees, miscellaneous expenses, and up to $1,500 per week (five weeks maximum) for wages lost while resolving a stolen identity event. Underwritten by AIG.
$25K ID Theft Coverage – provides up to $25,000 in coverage for: funds stolen by unauthorized electronic funds transfer from an account in your name, coverage for elderly and child care, legal fees, miscellaneous expenses, and up to $500 per week (five weeks maximum) for wages lost while resolving a stolen identity event. Family members means up to 3 of the enrollee’s children under the age of twenty-four (24) who permanently live in the same residence as the enrollee at the time of the stolen identity event. Underwritten by AIG.
FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.