by Brian Action | Sep 14, 2021 | Articles, Credit Goals, Featured Articles
Filing for bankruptcy is one the most damaging events that can happen to your credit. Your credit score can take a major dive as soon as bankruptcy hits your credit report, where it can remain for a long time. Chapter 7 bankruptcy can stay on your credit report up to... 
by Brian Action | Sep 7, 2021 | Articles, Credit Goals, Featured Articles
When you’re attempting to pay off several debts all at once, it can be difficult to make progress. Keeping track of multiple monthly payments requires diligence. High-interest debts often take a lot longer to repay because they tack a lot of interest on top of the... 
by Brian Action | Aug 31, 2021 | Articles, Credit Goals
Some credit cards have introductory balance transfer offers to entice customers with existing credit card debt to switch over. New cardholders can transfer their existing credit card debt over to a new card with a, usually, limited-time low-interest rate. This, in... 
by Brian Action | Aug 12, 2021 | Articles, Credit Goals
When it comes to paying your credit card bill, the most important date you need to pay attention to is the due date. The consequences of paying your credit card issuer late depend on the terms and conditions, but you might be charged late fees and even see a higher... 
by Brian Action | Aug 5, 2021 | Articles, Credit Goals, Featured Articles
Your monthly credit card statement always includes a minimum payment you need to make for the month. Typically, the minimum payment is a fixed amount. Or, if your balance is above a certain limit, a percentage of your balance, usually between 2% to 4%. You always need... 
by Kristin Austin | Jul 30, 2021 | Articles, Credit Goals
Establishing good credit is one of the most important things you can do to set yourself up to meet your financial goals. When you have good credit, the more likely you can be approved for loans to purchase a car, home and other expensive purchases at much lower...
