by Nicole Bitting | Dec 7, 2022 | Articles, Credit 101, Credit Goals, Featured Articles, Personal Finance
Your credit report is a record of your credit history. It includes your credit accounts, such as mortgages, auto loans and credit cards. Your credit report also provides information about your payment history, work history, addresses and the number of credit inquiries... 
by Kristin Austin | Nov 30, 2022 | Articles, Credit 101, Credit Goals, Featured Articles
Do you know what your billing cycle is? Most people don’t, and that’s okay! It’s a term that comes up very often, and it’s equally important to know just in case there are any problems with your credit card being charged unnecessarily. Your... 
by Brian Acton | Oct 19, 2022 | Articles, Credit 101, Credit Goals, Featured Articles
When you become delinquent on a debt to a business or creditor, the debt may be sold to a third-party debt collector. The debt collector can contact you to settle the debt and can even file a lawsuit against you if you won’t pay. If you don’t think the debt is... 
by Kristin Austin | Oct 9, 2022 | Articles, Credit Goals, Featured Articles, Personal Finance
It might not cross your mind that the amount of money in your accounts can affect your credit score. For more information on how your income can affect your credit scores, keep reading. How Does Your Income Affect Your Credit Score? Your income is the total amount you... 
by Kristin Austin | Sep 16, 2022 | Articles, Credit Goals, Credit Monitoring, Featured Articles
Child support refers to the amount paid by one parent to the other to support and provide for the needs of the child. This sum of money is often paid when the parents do not live together or when one parent is the primary custodian. Mostly, child support ends when the... 
by Tristini Tomlinson | Sep 2, 2022 | Articles, Credit 101, Credit Goals, Featured Articles, Personal Finance
Are your annual fees too high? Can’t control your spending habits? Not using enough of your credit card rewards? It may be time to downgrade or cancel your credit card. Here we break down the pros and cons and help guide you on which one is better suited for your...
