by Brian Acton | Oct 19, 2022 | Articles, Credit 101, Credit Goals, Featured Articles
When you become delinquent on a debt to a business or creditor, the debt may be sold to a third-party debt collector. The debt collector can contact you to settle the debt and can even file a lawsuit against you if you won’t pay. If you don’t think the debt is... 
by Kristin Austin | Oct 9, 2022 | Articles, Credit Goals, Featured Articles, Personal Finance
It might not cross your mind that the amount of money in your accounts can affect your credit score. For more information on how your income can affect your credit scores, keep reading. How Does Your Income Affect Your Credit Score? Your income is the total amount you... 
by Kristin Austin | Sep 16, 2022 | Articles, Credit Goals, Credit Monitoring, Featured Articles
Child support refers to the amount paid by one parent to the other to support and provide for the needs of the child. This sum of money is often paid when the parents do not live together or when one parent is the primary custodian. Mostly, child support ends when the... 
by Tristini Tomlinson | Sep 2, 2022 | Articles, Credit 101, Credit Goals, Featured Articles, Personal Finance
Are your annual fees too high? Can’t control your spending habits? Not using enough of your credit card rewards? It may be time to downgrade or cancel your credit card. Here we break down the pros and cons and help guide you on which one is better suited for your... 
by Brian Acton | Aug 23, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance
The simple act of creating a budget won’t affect your credit score one way or the other. But budgeting can help prepare you to live within your means, pay your bills on time and effectively manage your debts. These benefits can have a direct positive impact on your... 
by Brian Acton | Aug 19, 2022 | Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance
With record high inflation and rising interest rates, fears of a recession continue to plague the U.S. economy. Recessions cause economic distress for businesses and consumers alike, but they can also threaten your credit scores. You don’t have to wait for an official...
