by Kristin Austin | Mar 19, 2021 | Articles, Credit Monitoring
With housing demand stronger than ever, the spring home-buying and selling season is already shaping up hot. One in five homeowners say they plan to sell their current home in the next 12 months, according to a recent Coldwell Banker Real Estate survey. This, coupled... 
by Kristin Austin | Mar 4, 2021 | Articles, Credit Monitoring
If you are among the more than 2.7 million homeowners currently in forbearance, you may have some concerns about the impact of delaying mortgage payments under the COVID-19 Coronavirus Aid, Relief and Economic Security (CARES) Act forbearance program might have on... 
by Kristin Austin | Mar 1, 2021 | Articles, Credit Monitoring
When it comes to credit, using too much of it can end up hurting your credit scores and your finances. That’s because using a large portion of your credit limit – or having a high utilization ratio – can negatively impact your credit. Your credit utilization ratio is... 
by Kristin Austin | Feb 11, 2021 | Articles, Credit Monitoring
Many people think there’s just one credit score, but in fact there are many. The most commonly-cited credit scores are your FICO® Scores. FICO® Scores are used in 90% of lending decisions, according to Fair Isaac Corp. There are three main credit bureaus, Equifax,... 
by Kristin Austin | Jan 27, 2021 | Articles, Credit Monitoring
As millennials move into these cities to live and work, many are looking to dip their feet into the mortgage market. Furthermore, many homeowners are also looking to refinance in order to take advantage of historically low interest rates. Interest rates on 30-year...
