by Kristin Austin | Jun 16, 2021 | Articles, Credit Goals, Featured Articles
Having no credit and bad credit often get grouped together, but the two situations aren’t the same. And understanding the difference between the two is a key step toward reaching your financial goals. Knowing the right way to positively impact your credit often... 
by Kristin Austin | Jun 2, 2021 | Articles, Credit 101
The “buy-now-pay-later” trend (BNPL) is rapidly becoming a preferred method of payment, but consumers should understand how these plans work to avoid some related pitfalls, such as negatively impacting their credit. BNPL is marketed as an alternative to credit cards... 
by Kristin Austin | Mar 19, 2021 | Articles, Credit Monitoring
With housing demand stronger than ever, the spring home-buying and selling season is already shaping up hot. One in five homeowners say they plan to sell their current home in the next 12 months, according to a recent Coldwell Banker Real Estate survey. This, coupled... 
by Kristin Austin | Mar 4, 2021 | Articles, Credit Monitoring
If you are among the more than 2.7 million homeowners currently in forbearance, you may have some concerns about the impact of delaying mortgage payments under the COVID-19 Coronavirus Aid, Relief and Economic Security (CARES) Act forbearance program might have on... 
by Kristin Austin | Mar 1, 2021 | Articles, Credit Monitoring
When it comes to credit, using too much of it can end up hurting your credit scores and your finances. That’s because using a large portion of your credit limit – or having a high utilization ratio – can negatively impact your credit. Your credit utilization ratio is...
