by Brian Acton | Sep 30, 2022 | Articles, Credit 101, Credit Monitoring, Featured Articles
Bankruptcy can help people in financial trouble reduce or eliminate debts they can’t afford to pay. But the downside is that it has severe consequences for your credit, appearing on your credit report and affecting your credit scores for years to come. How Does... 
by Kristin Austin | Sep 21, 2022 | Articles, Credit 101, Credit Monitoring, Featured Articles
Have you ever heard of a delinquent account? Or do you have a delinquent account on your credit report? A delinquent account is simply an account that is past due. Your account becomes delinquent when you borrow money or use a credit card without making your payments.... 
by Tristini Tomlinson | Sep 2, 2022 | Articles, Credit 101, Credit Goals, Featured Articles, Personal Finance
Are your annual fees too high? Can’t control your spending habits? Not using enough of your credit card rewards? It may be time to downgrade or cancel your credit card. Here we break down the pros and cons and help guide you on which one is better suited for your... 
by Brian Acton | Aug 23, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance
The simple act of creating a budget won’t affect your credit score one way or the other. But budgeting can help prepare you to live within your means, pay your bills on time and effectively manage your debts. These benefits can have a direct positive impact on your... 
by Brian Acton | Aug 19, 2022 | Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance
With record high inflation and rising interest rates, fears of a recession continue to plague the U.S. economy. Recessions cause economic distress for businesses and consumers alike, but they can also threaten your credit scores. You don’t have to wait for an official... 
by Brian Acton | Aug 12, 2022 | Articles, Credit 101, Featured Articles, Personal Finance
When you’re preparing to submit a loan application, the lender may inform you they charge a loan application fee. These fees reduce out-of-pocket processing costs for the lender and make their borrower transactions more profitable. Loan application fees are common for...
