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What You Need to Know About Debt-to-Income Ratio

What You Need to Know About Debt-to-Income Ratio

by Nicole Bitting | May 24, 2022 | Articles, Credit 101, Credit Goals, Featured Articles, Personal Finance

If you’re thinking of getting a mortgage, car loan, credit card or another line of credit, you may have stumbled upon the term debt-to-income ratio, or DTI. DTI plays a significant role in determining whether you are going to be pre-approved for a loan or not. It’s an...
Do You Need to Notify Credit Bureaus About a Death?

Do You Need to Notify Credit Bureaus About a Death?

by Brian Acton | May 18, 2022 | Articles, Credit 101, Credit Monitoring, Featured Articles, Identity Theft, Personal Finance

When someone dies, their survivors or the executor of the estate often have a lot of work to do. Common tasks include reaching out to friends and family, making funeral arrangements and contacting insurance companies, banks and other financial institutions. That’s...
Is Autopay Good for Your Credit?

Is Autopay Good for Your Credit?

by Nicole Bitting | May 10, 2022 | Articles, Credit 101, Credit Goals, Featured Articles, Personal Finance

Autopay is a fantastic tool that automatically schedules payments repeatedly to pay your bills, such as your electricity bill, credit card, gym membership, etc. Basically, you’re authorizing the credit card issuer or lender to automatically withdraw funds from your...
Can Someone Check Your Credit Without Your Permission?

Can Someone Check Your Credit Without Your Permission?

by Brian Acton | May 3, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance

Under the Fair Credit Reporting Act (FCRA), strict guidelines dictate what parties can run a credit check on consumers and what circumstances allow them to do so. Generally, only businesses and organizations with specific, legitimate purposes may check your credit...
How To Positively Impact Your Credit as a College Student?

How To Positively Impact Your Credit as a College Student?

by Nicole Bitting | Apr 27, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance

An excellent credit score allows you to enjoy financial opportunities, especially after graduating. For example, it can help you rent an apartment, secure a car loan, and even be approved for a mortgage. While it might seem hard to earn a good credit score while...
How Does a Repossession Impact Your Credit?

How Does a Repossession Impact Your Credit?

by Nicole Bitting | Apr 12, 2022 | Articles, Credit 101, Credit Goals, Personal Finance

Keeping a good credit score is paramount to enjoying the most benefit you can as a consumer. However, there are a lot of different factors that can negatively impact your credit score. One of these occasions is a repossession, and often the most common tend to be auto...
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Recent Posts

  • A young couple sitting budgeting together. What You Need to Know About Debt-to-Income Ratio
  • A sad young woman holding smartphone. Do You Need to Notify Credit Bureaus About a Death?
  • A Man is shopping online with his tablet while holding his credit card. Is Autopay Good for Your Credit?
  • A woman on the floor with her laptop holding a paper Can Someone Check Your Credit Without Your Permission?
  • college student sitting outside using her laptop How To Positively Impact Your Credit as a College Student?
  • Middle aged couple reading paper bills Does Retirement Affect My Credit Score?
  • car repossession How Does a Repossession Impact Your Credit?
  • a student loan application on a yellow table Does Having Student Loans Affect My Credit Score?
  • Woman sitting isolated over grey background using laptop computer holding credit card. What Credit Score Does Everyone Start With?
  • a medical bill on a table with a stethoscopes on top of it Why Medical Debt May No Longer Negatively Affect Your Credit Scores
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