by Kelly Baker | May 20, 2024 | Articles, Credit 101, Featured Articles
Your credit score is a three-digit number that can significantly influence your financial life. It’s a snapshot of your creditworthiness, and it can determine your ability to secure loans, credit cards, and even housing opportunities. But what does your credit...
by Tristini Tomlinson | May 6, 2024 | Articles, Credit 101, Credit Monitoring, Featured Articles
A FICO® Score fluctuates due to various factors, reflecting changes in an individual’s credit behavior and financial circumstances. These scores are widely utilized by lenders to assess the risk associated with extending credit or loans to consumers. By evaluating...
by Tristini Tomlinson | Apr 22, 2024 | Articles, Credit 101, Featured Articles
Understanding your credit score can seem like decoding a complex puzzle, but with the right knowledge, it becomes much simpler to navigate. Your credit score holds the key to your financial health, influencing everything from loan approvals to interest rates. In this...
by Brian Acton | Apr 8, 2024 | Articles, Credit 101, Featured Articles, Personal Finance
During times of high inflation, rising costs can put consumers under greater financial stress. High inflation can make it harder for you to pay for the things you need, more expensive for you to borrow money, and slow down economic growth on a large scale. If you’re...
by Tyler Brunell | Nov 20, 2023 | Articles, Credit 101, Featured Articles
Trying to keep your spending under your credit card limit can be stressful. Sometimes, using up almost all of your available credit might be necessary. But what happens if you go over your credit card limit? Credit cards are crucial for managing daily expenses and...
by Tyler Brunell | Nov 8, 2023 | Articles, Credit 101, Featured Articles
If your business has faced financial hardship, you may have considered filing for bankruptcy. It’s a tough decision, but sometimes it’s the only way forward. However, there’s a looming question for most people when it comes to business bankruptcy:...