by Kristin Austin | Apr 4, 2023 | Articles, Credit 101, Featured Articles
If you’re trying to understand how credit works, you might have come across the term “charge-off.” A charge-off is an important concept to understand because it can significantly impact your credit score and financial health. In this blog, we explain... 
by Brian Acton | Mar 27, 2023 | Articles, Credit 101, Featured Articles
If you haven’t noticed, your credit report includes your credit card accounts, loans, payment history and more. Collectively this information determines your credit scores. It’s important to know what is in your credit history to ensure the information is fair... 
by Kristin Austin | Mar 21, 2023 | Articles, Credit 101
Credit card fraud involves someone using another person’s credit card information to purchase goods and services illegally without their knowledge. Credit card fraud is a very common form of identity theft that has existed for a long time. As the use of credit... 
by Kristin Austin | Mar 17, 2023 | Articles, Credit 101, Featured Articles
Have you ever wondered how long your credit history should be? Is there an ideal length? Does the length of your credit history affect your credit scores? This blog explains what your credit history is and how it affects your credit scores. What is Credit History?... 
by Kristin Austin | Mar 9, 2023 | Articles, Credit 101, Featured Articles
Have you ever wondered why you have different credit scores from all three major credit bureaus? Let us help explain. The information that gets reported to each credit bureau can be different. And your credit scores might be calculated by different scoring models. So... 
by Kristin Austin | Dec 14, 2022 | Articles, Credit 101, Featured Articles
With the holiday season in full swing, it’s normal to get caught up in searching for the right holiday gifts, planning parties, sending greeting cards and opening your home to family and friends. But if you wish to keep your credit health in check during this...
