by Tristini Tomlinson | Sep 2, 2022 | Articles, Credit 101, Credit Goals, Featured Articles, Personal Finance
Are your annual fees too high? Can’t control your spending habits? Not using enough of your credit card rewards? It may be time to downgrade or cancel your credit card. Here we break down the pros and cons and help guide you on which one is better suited for your... 
by Brian Acton | Aug 23, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance
The simple act of creating a budget won’t affect your credit score one way or the other. But budgeting can help prepare you to live within your means, pay your bills on time and effectively manage your debts. These benefits can have a direct positive impact on your... 
by Brian Acton | Aug 19, 2022 | Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance
With record high inflation and rising interest rates, fears of a recession continue to plague the U.S. economy. Recessions cause economic distress for businesses and consumers alike, but they can also threaten your credit scores. You don’t have to wait for an official... 
by Brian Acton | Aug 12, 2022 | Articles, Credit 101, Featured Articles, Personal Finance
When you’re preparing to submit a loan application, the lender may inform you they charge a loan application fee. These fees reduce out-of-pocket processing costs for the lender and make their borrower transactions more profitable. Loan application fees are common for... 
by Nicole Bitting | Aug 5, 2022 | Articles, Credit 101, Featured Articles, Personal Finance
A tradeline is simply a term used to describe a credit account found on a credit report. Tradelines are always visible on the credit report in the form of loans, credit cards and mortgages. They are used for generating credit scores. Here is more information about... 
by Brian Acton | Jul 28, 2022 | Articles, Credit 101, Credit Monitoring, Featured Articles, Personal Finance
According to Consumer Financial Protection Bureau, millions of Americans struggle to afford their medical debt with $88 billion in outstanding medical bills currently in collections in the United States. Many unpaid medical bills can land on credit reports, which can...
