by Nicole Bitting | Feb 2, 2023 | Articles, Featured Articles, Personal Finance
Debt is something that most of us have. Debt can allow us to gain access to money when we are in need, then pay back the amount over a certain period. According to CNBC, consumer debt hit a record high of $15.6 trillion last year. People between 40 and 55 have the... 
by Nicole Bitting | Jan 26, 2023 | Articles, Featured Articles, Personal Finance
Retirement is supposed to be an exciting time in your life. It’s when you step away from the workplace and get a chance to unwind, sit back and enjoy life. Unfortunately, this is not how things are for people who haven’t saved for retirement. When you fail to save for... 
by Nicole Bitting | Jan 17, 2023 | Articles, Featured Articles, Personal Finance
Do you have a lot of debt? Do you feel like you’re always juggling your bills and trying to keep up with your payments? If so, you might need to consider debt counseling. But does debt counseling affect your credit scores? Debt counseling can be a great way to... 
by Nicole Bitting | Jan 5, 2023 | Articles, Personal Finance
Finances are something that many people struggle with. Many report living paycheck to paycheck, often not considering savings and the future. An article from Zippa reports that about 125 million Americans live this way, which makes up over half of the population. Most... 
by Nicole Bitting | Dec 7, 2022 | Articles, Credit 101, Credit Goals, Featured Articles, Personal Finance
Your credit report is a record of your credit history. It includes your credit accounts, such as mortgages, auto loans and credit cards. Your credit report also provides information about your payment history, work history, addresses and the number of credit inquiries... 
by Kristin Austin | Oct 9, 2022 | Articles, Credit Goals, Featured Articles, Personal Finance
It might not cross your mind that the amount of money in your accounts can affect your credit score. For more information on how your income can affect your credit scores, keep reading. How Does Your Income Affect Your Credit Score? Your income is the total amount you...
