by Kristin Austin | Oct 4, 2021 | Articles, Credit 101, Featured Articles
Credit card debt is on the rise again after a brief period of decline during the COVID-19 lockdowns, according to the Consumer Financial Protection Bureau in its latest semi-annual report. As Americans begin to use plastic to fund more and more purchases, you may... 
by Brian Action | Sep 26, 2021 | Articles, Credit 101, Featured Articles
Even if you’re very diligent about always paying your bills on time, mistakes can happen. When it comes to credit card late fees, those mistakes can be costly. Credit card issuers can charge customers up to $29 for their first late payment and up to $40 for subsequent... 
by Kristin Austin | Sep 24, 2021 | Articles, Credit Goals, Featured Articles
Previously, the only way rent played into your credit score was when you missed a monthly payment. And, of course, missing the rent reflected negatively on your credit report when trying to apply for a mortgage. Now, thanks to recent changes made by the federal... 
by Brian Action | Sep 14, 2021 | Articles, Credit Goals, Featured Articles
Filing for bankruptcy is one the most damaging events that can happen to your credit. Your credit score can take a major dive as soon as bankruptcy hits your credit report, where it can remain for a long time. Chapter 7 bankruptcy can stay on your credit report up to... 
by Brian Action | Sep 7, 2021 | Articles, Credit Goals, Featured Articles
When you’re attempting to pay off several debts all at once, it can be difficult to make progress. Keeping track of multiple monthly payments requires diligence. High-interest debts often take a lot longer to repay because they tack a lot of interest on top of the... 
by Kristin Austin | Sep 3, 2021 | Articles, Credit 101, Featured Articles
Creating an emergency response plan for your finances is key to saving your credit during times of flux, such as an extended period of evacuation due to a natural disaster. Americans from coast to coast have spent the summer dealing with an unusually intense round of...
