Delinquent debts have a certain time limit, known as the statute of limitations, during which you can be sued by a debt collector in court to settle the debt. Once that time limit is up, your unpaid debts become time-barred and you are legally protected from lawsuits.
If you are among the more than 2.7 million homeowners currently in forbearance, you may have some concern about the impact of delaying mortgage payments under the COVID-19 Coronavirus Aid, Relief and Economic Security (CARES) Act forbearance program might have on your personal credit goals.
While scoring models and scoring ranges vary, a good credit score typically ranges from 670 to 739, “very good” scores range from 740 to 799, and “exceptional” scores are anything greater than or equal to 800.
When it comes to credit cards, having too high a balance can end up hurting your credit scores and your finances.
The higher your FICO® Scores, the more creditworthy you are and the more likely you are of being approved for loans and credit by a lender.
When you want to increase your credit card’s limit, there are certain times when it makes sense to do so, and certain times when it doesn’t. Here are tips.
Many people think there’s just one credit score, but in fact there are many. The most commonly-cited credit scores are your FICO® Scores.
The IRS has announced a delay to the start of tax season and is advising taxpayers to E-file returns for quicker refunds.
Just because your credit card application was denied doesn’t mean you’ll never get a new credit card. There are certain lessons you can learn from an application denial. Also, there are steps you can take to help the chances of your future applications getting a thumbs up.
Do you know only top-shelf borrowers are offered the lowest mortgage interest rates? Here are tips to help take advantage of these low rates.
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*Source: Fair Isaac Corporation.
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