6 Financially Smart Ways to Use Your Stimulus Payments

Consider how to use your stimulus payments to set yourself up for financial success. Here are six of the best ways to use your stimulus check.

What is Credit?

Credit refers to the trust that allows one party to lend money or resources to another party with the agreement of repayment at a later date.

3 Credit Resolutions to Make This Year

In this New Year, it’s a good idea to make some resolutions that can help you maintain a stronger credit score. Here are three credit resolutions to make starting now.

Budgeting 101: Setting Your Budget Categories with the 50/30/20 Rule

When you have a budget in place, it’s easier to pay your bills on time and not rely on credit to make ends meet.

How Many Credit Cards Do You Need for a Strong Credit Score?

Your credit cards directly impact your credit. Learn more about how the number of cards you have factors into your credit score.

What is a Virtual Credit Card?

To help combat online fraud, some card issuers are offering virtual credit card services to mask consumer payment information when making online payments.

Paying Your Rent with Your Credit Card? You Might Be Negatively Impacting Your Credit Score

Putting your rent payment on your credit card can have a negative impact on your credit.

How Errors on Your Medical Bill Can Affect Your Credit

Medical bills are not foolproof documents and up to 80% of them may contain errors. Mistakes on your medical bill can artificially inflate the amount you owe or reduce the amount of coverage your insurance provides. If you’ve received a medical bill you can’t pay, it...

Debit or Credit Cards: What’s the Best Way to Pay for Your Purchases this Holiday Season?

Shopping deals are popping up early this year, with many retailers offering deals well ahead of the traditional Friday after Thanksgiving. But shopping this year may look a little different since the COVID-19 pandemic has altered consumers’ shopping and spending...

How to Keep Holiday Shopping from Negatively Impacting Your Credit Score

During the holiday season, going overboard on gift spending can get you in financial hot water and negatively impact your credit. All the holiday cheer in the world isn’t worth that.

Recent Articles

How to Help Your Child Get a Starter Credit Card

How to Help Your Child Get a Starter Credit Card

Once your child turns 18, they are legally able to open a credit card in their own name. A starter credit card is a great tool for responsible young people to establish credit history and work toward a strong credit score. But for young people with limited financial experience, opening and managing a credit card can seem complicated. Here’s how to help your child get a starter credit card. Teach Your Child the Basics of Credit Before your child...

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How Late Payments Can Affect Your Credit Score

How Late Payments Can Affect Your Credit Score

Things happen. Maybe you have to make a late payment on your credit card or loan to prioritize other expenses. Or maybe you simply forgot about a bill. Regardless of the reason, the consequences of late payments are never something to look forward to, especially since they can negatively affect your credit scores. Do late payments affect your credit score? How your credit score is affected depends on how recent the late payment is, the number...

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Unemployed? Don’t Let a Job Loss Ruin Your Credit Score

Unemployed? Don’t Let a Job Loss Ruin Your Credit Score

If you are among the millions of Americans currently unemployed, you’re probably juggling a lot already. But now is not the time to drop the ball on your credit score. That mistake can cost you a lot in the long run. The latest official unemployment rate from the Bureau of Labor Statistics is 7.9%. That equates to about 12.6 million people. More than 36 million Americans have filed for unemployment since late March as a result of the...

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Should You Continue to Make Payments on Suspended Federal Student Loans?

Should You Continue to Make Payments on Suspended Federal Student Loans?

President Trump has ordered an extension of suspended payments for federal student loans through Dec. 31, extending the CARES Act suspension through the end of the year. The forbearance continues to provide some economic relief to borrowers who have been financially impacted by the COVID-19 pandemic. Payments are not required, and interest does not accrue during this time. But if you can afford to make your payments, it can save you some money...

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Premier Credit Monitoring.

Receive premier credit monitoring and identity theft insurance for you and your family with our MAX plan.**

*Source: Fair Isaac Corporation.

**$1 Million ID Theft Coverage – provides up to $1 million in coverage for: funds stolen by unauthorized electronic funds transfer from an account in your name, legal fees, miscellaneous expenses, and up to $1,500 per week (five weeks maximum) for wages lost while resolving a stolen identity event. Underwritten by AIG.

$25K ID Theft Coverage – provides up to $25,000 in coverage for: funds stolen by unauthorized electronic funds transfer from an account in your name, coverage for elderly and child care, legal fees, miscellaneous expenses, and up to $500 per week (five weeks maximum) for wages lost while resolving a stolen identity event. Family members means up to 3 of the enrollee’s children under the age of twenty-four (24) who permanently live in the same residence as the enrollee at the time of the stolen identity event. Underwritten by AIG.

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