MyScoreIQ Guide to Filing Taxes for the First Time

Once you have all the forms you need, preparing and filing your tax return can actually be straightforward. In this guide we cover what you need to know to help file your taxes for the first time.

Should You Use Your Credit Card to Make a Down Payment on a House or Car?

If you are thinking about making a big payment, like paying costs associated with closing a mortgage or maybe a car down payment, with a credit card, first think about how it might impact your credit.

What is the Highest Credit Score Possible?

FICO® Scores range from 300 to 850. Getting a perfect 850 is challenging, but not impossible.

What is a Credit Report?

A credit report is a record of your history managing and repaying debt. It is designed to inform lenders about your reliability as a borrower when they’re deciding whether or not to approve you for credit.

What is the Difference Between Secured Vs. Unsecured Lines of Credit?

When it comes to a line of credit, there are two types, secured and unsecured. Learn more about each, so you know what’s right for you.

Are You in the Best Position to Buy a Home?

Here are steps you can take to help make sure you can access the best mortgage rates available when you decide to buy a home.

What is PII?

PII, or personally identifiable information, is an important aspect of online security and privacy. This guide can help you understand what PII is, the risks involved and how to protect it.

What Is APR and How Does It Work?

Borrowing money costs money. This can come in the form of an annual percentage rate (APR) that measures how much a particular loan can cost.

What Is a Line of Credit?

A line of credit is a type of loan that banks or credit unions open for clients so they borrow money when they need it and only pay interest on the money they borrow.

Consumer FICO® Scores Rose Last Year Despite COVID-19 Pandemic

Despite widespread financial struggles during the COVID-19 pandemic, FICO® Scores have risen significantly, according to reports.

Recent Articles

What is a Time-Barred Debt?

What is a Time-Barred Debt?

Delinquent debts have a certain time limit, known as the statute of limitations, during which you can be sued by a debt collector in court to settle the debt. Once that time limit is up, your unpaid debts become time-barred and you are legally protected from lawsuits.

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What is a Good Credit Score?

What is a Good Credit Score?

While scoring models and scoring ranges vary, a good credit score typically ranges from 670 to 739, “very good” scores range from 740 to 799, and “exceptional” scores are anything greater than or equal to 800.

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Premier Credit Monitoring.

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*Source: Fair Isaac Corporation.

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