by Brian Acton | May 18, 2022 | Articles, Credit 101, Credit Monitoring, Featured Articles, Identity Theft, Personal Finance
When someone dies, their survivors or the executor of the estate often have a lot of work to do. Common tasks include reaching out to friends and family, making funeral arrangements and contacting insurance companies, banks and other financial institutions. That’s... by Brian Acton | May 3, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance
Under the Fair Credit Reporting Act (FCRA), strict guidelines dictate what parties can run a credit check on consumers and what circumstances allow them to do so. Generally, only businesses and organizations with specific, legitimate purposes may check your credit... by Kristin Austin | Apr 27, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance
An excellent credit score allows you to enjoy financial opportunities, especially after graduating. For example, it can help you rent an apartment, secure a car loan, and even be approved for a mortgage. While it might seem hard to earn a good credit score while... by Kristin Austin | Apr 7, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles
Student life is tough on many people, especially those with financial challenges. If you’re in the same boat, you may have signed up for student loans to get through your student life without feeling deprived of any of its perks. College students can find... by Kristin Austin | Mar 30, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Personal Finance
Medical debt is a burden carried by millions of Americans, weighing down their credit scores even though this debt often arises from a single incident related to a critical medical issue. And concern over the impact of this debt has only grown since the start of the... by Kristin Austin | Mar 14, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance
You need money for your business, but you’re concerned that your poor credit score can impact your ability to secure approval for a business loan. It’s possible to get a business loan with a bad credit score, but the process might be complicated. Due to your low...