by Brian Acton | May 3, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance
Under the Fair Credit Reporting Act (FCRA), strict guidelines dictate what parties can run a credit check on consumers and what circumstances allow them to do so. Generally, only businesses and organizations with specific, legitimate purposes may check your credit... by Kristin Austin | Apr 27, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance
An excellent credit score allows you to enjoy financial opportunities, especially after graduating. For example, it can help you rent an apartment, secure a car loan, and even be approved for a mortgage. While it might seem hard to earn a good credit score while... by Kristin Austin | Apr 12, 2022 | Articles, Credit 101, Credit Goals, Personal Finance
Keeping a good credit score is paramount to enjoying the most benefit you can as a consumer. However, there are a lot of different factors that can negatively impact your credit score. One of these occasions is a repossession, and often the most common tend to be auto... by Kristin Austin | Apr 7, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles
Student life is tough on many people, especially those with financial challenges. If you’re in the same boat, you may have signed up for student loans to get through your student life without feeling deprived of any of its perks. College students can find... by Kristin Austin | Mar 31, 2022 | Articles, Credit 101, Credit Goals, Featured Articles, Personal Finance
If you’re a young adult just entering the world of credit, the first question that might come to mind is what is my starting credit score? When you’re first applying for a credit card – or any loan – most individuals wonder what number they’re starting their credit... by Kristin Austin | Mar 30, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Personal Finance
Medical debt is a burden carried by millions of Americans, weighing down their credit scores even though this debt often arises from a single incident related to a critical medical issue. And concern over the impact of this debt has only grown since the start of the...