by Kristin Austin | Jun 21, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles
It makes sense for your credit report to contain old credit account information or even loans you settled years ago. But, sometimes, you might be surprised to find old or inaccurate addresses. Don’t worry – most people often find themselves in this situation. So, why... by Kristin Austin | Jun 16, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles
Among the many benefits of a good credit score is the travel credit card. After all, it helps you earn points toward vacations! So, if you feel like taking a cruise to the Bahamas this year and want to utilize your creditworthiness, here’s what you need to know about... by Kristin Austin | Jun 7, 2022 | Articles, Credit 101, Credit Goals, Credit Monitoring, Featured Articles, Personal Finance
A broken marriage can leave your financial life in shambles, especially if you have to take care of commingled accounts and accumulated assets. Assuming that you’d split everything equally, your finances will drop by half. But, if you are in for a rocky road, then... by Kristin Austin | May 31, 2022 | Articles, Credit 101, Credit Goals, Featured Articles, Personal Finance
If you’re thinking about buying a home, getting your finances in shape ahead of your house hunt is important to save you a good deal of money when it comes to your mortgage interest rate. And the first thing on your agenda to assess should be your credit scores. You... by Kristin Austin | May 24, 2022 | Articles, Credit 101, Credit Goals, Featured Articles, Personal Finance
If you’re thinking of getting a mortgage, car loan, credit card or another line of credit, you may have stumbled upon the term debt-to-income ratio, or DTI. DTI plays a significant role in determining whether you are going to be pre-approved for a loan or not. It’s an... by Kristin Austin | May 10, 2022 | Articles, Credit 101, Credit Goals, Featured Articles, Personal Finance
Autopay is a fantastic tool that automatically schedules payments repeatedly to pay your bills, such as your electricity bill, credit card, gym membership, etc. Basically, you’re authorizing the credit card issuer or lender to automatically withdraw funds from your...