Can your income affect your credit score? Here’s what you need to know and ways to help your credit scores on a low income.
How Does Your Income Impact Your Credit Score?
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Credit Monitoring & Fraud Protection
With MyScoreIQ, you get more than just your FICO® Scores. We give you peace of mind with industry-leading credit monitoring, financial fraud protection, identity theft insurance underwritten by AIG, and tools to help you build your credit.
Does Child Support Affect Your Credit?
Can child support show up on your credit report? Yes, It can! Learn why child support can be on your credit report and how to remove it.
Is It Better to Downgrade or Cancel a Credit Card?
Downgrade or cancel a credit card? Which one is better? Here’s everything you need to know about downgrading or canceling a credit card.
How Can Budgeting Help Your Credit Score?
The simple act of creating a budget won’t affect your credit score one way or the other. But budgeting can help prepare you to live within your means, pay your bills on time and effectively manage your debts. These benefits can have a direct positive impact on your credit score over time. How Budgeting Can Positively Impact Your Credit Score Having a budget allows you to keep track of your cash flow, both incoming and outgoing. Staying...
How to Prepare Your Credit Score for a Recession
With record high inflation and rising interest rates, fears of a recession continue to plague the U.S. economy. Recessions cause economic distress for businesses and consumers alike, but they can also threaten your credit scores. You don’t have to wait for an official recession to occur before you start working to protect your credit. Take the steps now to help prepare for a recession. How Does a Recession Negatively Affect My Credit Score?...
How To Check Credit Scores Without A Social Security Number?
A Social Security number (SSN) is a term used for a nine-digit number assigned by the U.S government to its legal residents. Your SSN is mainly used to monitor employment and earning rates for Social Security benefits. However, both citizens and non-citizens also use their SSNs to apply for bank loans and bank accounts and determine their credit scores. You can do all these with your SSN. But there is a big question: Can you check your credit...
Does Applying for a Debit Card Affect Your Credit Score?
When it comes to your credit scores, it’s essential to pay attention to what can impact them. Depending on your credit, you can get better rates on loans, mortgages and credit cards. But does applying for a debit card negatively impact your credit? Here’s everything you need when it comes to debit cards and your credit. Does Getting a Debit Card Impact My Credit Score? Most lenders tend to use credit scores, a three-digit number, that comes...
Can Working Remote Help My Credit?
Remote work isn’t a brand-new concept, but it became commonplace during the COVID-19 pandemic. As a result, many employers have continued to embrace it, allowing their employees to work remotely full-time or part-time, even as COVID restrictions have become relaxed. Remote work has changed the way millions of workers do their jobs, and it can have larger implications for work-life balance, business costs and even consumer credit scores. So,...
What Credit Score is Needed for a Travel Credit Card
Among the many benefits of a good credit score is the travel credit card. After all, it helps you earn points toward vacations! So, if you feel like taking a cruise to the Bahamas this year and want to utilize your creditworthiness, here’s what you need to know about a travel credit card. What is a Travel Credit Card? A travel credit card is the mix of a regular credit card and a travel card. When you combine the perks and functions of the...
How Does a Divorce Affect Your Credit Score?
A broken marriage can leave your financial life in shambles, especially if you have to take care of commingled accounts and accumulated assets. Assuming that you’d split everything equally, your finances will drop by half. But, if you are in for a rocky road, then your wealth can plummet even more. Many couples who split can lack retirement savings. Mainly if they decided to call it quits after 55, according to AARP. While divorce won’t...
