Please read this information carefully and print a copy and/or retain this information for future reference.

INTRODUCTION

You are submitting a request to be matched with or provided offers by one of our participating providers. To provide certain offers, our participating providers need your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”). Moreover, we can only provide you the benefits of our services by conducting our business electronically. To do this, we need your consent to prove you with certain disclosures, notices, and other communications. These E-Consent terms notify you of your rights when receiving electronic records, disclosures, notices, and information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic records, electronic disclosures, and electronic contact documents (“Disclosures”).

SCOPE OF CONTENT

This E-Consent applies to all interactions online concerning you and IdentityIQ or the participating providers and includes those interactions engaged in on any mobile device, including phones, smartphones, and tablets. By exercising this E-Consent, IdentityIQ or the participating provider may process your information and interact during all online interactions with you electronically. IdentityIQ or the participating provider also may send you notices electronically related to its interactions and transactions. Disclosures may be provided online at IdentityIQ or the participating providers’ websites and may be provided by e-mail.

CONSENTING TO DO BUSINESS ELECTRONICALLY

Before you decide to do business electronically with IDIQ or its service providers, you should consider whether you have the required hardware and software capabilities described below.

HARDWARE AND SOFTWARE REQUIREMENTS

To access and retain the Disclosures electronically, you must use a computer or smart phone with internet access, a recent version of a popular web browser (i.e., Google Chrome, Firefox, Safari), and a working email address. If you want to keep a copy of any Disclosure for future reference, you may need a printer for physical copies or an electronic storage device. IDIQ is not responsible for your ability to access email, the internet, or phone services.

WITHDRAWING CONSENT

Your E-Consent with respect to Disclosures about offer requests submitted through IdentityIQ cannot be withdrawn because each request is a one-time transaction. If you chose to apply for an offer with a participating provider on the participating provider’s site, you may be asked to consent to further electronic communications from the participating provider before you are able to obtain credit.

UPDATES TO YOUR CONTACT INFORMATION

You should keep IDIQ and participating providers informed of any change in your electronic address or mailing address. You may update such information by logging into your IdentityIQ account or the participating providers website or by sending a written update by mail.

YOUR ABILITY TO ACCESS DISCLOSURES

By clicking the link or submitting your information, you agree to these terms. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED FORMATS DESCRIBED ABOVE.

CONSENT

BY CLICKING THE LINK OR SUBMITTING YOUR INFORMATION, YOU GIVE AFFIRMATIVE ASSENT TO THESE E-CONSENT TERMS AND ACKNOWLEDGE THAT YOU ARE ABLE TO ACCESS THE DISCLOSURES AS DESCRIBED ABOVE.