Our Features

Take control of your credit with MyScoreIQ. Get 3-Bureau FICO® Scores and Reports along with industry-specific scores for a full view of your credit health.

Stay informed with credit monitoring and understand how financial decisions may impact your credit score using the FICO® Score Simulator. Plus, protect your personal information with identity theft monitoring and rely on expert help through fraud restoration services if issues arise.

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Equifax credit score of 689Experian credit score of 685TransUnion credit score of 721"Credit Score Increase" alert from IdentityIQ

3-Bureau FICO® Scores & Reports

Access your credit reports and FICO® Scores from the three major credit bureaus in one secure dashboard. Since FICO® Scores are used by 90% of top lenders1, knowing your FICO® Scores can help you feel confident when applying for a loan or line of credit.

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Experian credit score of 689Experian credit score of 721Auto loan icon

Industry Scores

There is more than one type of FICO® Score, and different industries often use scores specific to their type of business. Get industry-specific FICO® Scores used by lenders for auto loans, mortgages, and credit card approvals, so you can feel confident about your credit before you apply.

Mortgage

Plan your next home purchase with confidence. Our Mortgage-specific scores view shows your FICO® Score 2, a specific scoring model often used by mortgage lenders when you apply for a home loan.

Auto

Before you buy or lease your next vehicle, learn what lenders see. Our Auto-specific scores view shows you specific FICO® Auto Scores, giving you insight into how your credit appears for auto financing.

Bankcard

Be ready before you apply. Our Bankcard-specific scores view shows you specific FICO® scoring models often used by credit card issuers, so you can see how credit card issuers may assess your credit profile.

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Credit Monitoring

Get immediate alerts when we detect suspicious activity, new accounts, or unusual changes to your credit report.

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original FICO® score of 701simulated FICO® score of 748

FICO® Score Simulator

Plan your financial future with confidence using our easy-to-use simulator tool that lets you view your current score and see how different actions could impact your FICO® Scores.

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Identity Theft Monitoring

Stay protected with alerts for suspicious activity, address changes, dark web exposure, and more, along with ongoing checks of national and international records to help you protect your identity.

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Fraud Restoration

Get expert, 100% U.S.-based support restoring your identity and recovering from fraud with our industry-leading fraud restoration services. A dedicated case manager will guide you every step of the way, and up to $1 million in identity theft insurance2 will help you recover financially.

Premier Credit Monitoring.

Receive premier credit monitoring and identity theft insurance for you and your family with our MAX plan.2