by Kelly Baker | Oct 12, 2023 | Articles, Featured Articles, Personal Finance
When you discover a collection account on your credit report, it’s natural to feel a little anxious. It’s a term you might have heard but perhaps haven’t encountered. How did it get there? What impact will it have on your future financial choices? In this article we... 
by Kelly Baker | Oct 9, 2023 | Articles, Credit 101, Featured Articles
Few feelings are worse than when you go to a bank or lender to apply for a mortgage or loan and they turn you down because you have a “poor credit score.” Worse still is when you don’t know what they’re talking about or don’t even have a... 
by Kelly Baker | Oct 3, 2023 | Articles, Credit 101, Featured Articles
If you’ve stumbled upon this post, you’re more than likely on a mission to find out about your FICO® Score 2, especially if you’re gearing up for a mortgage application or eyeing that new credit card offer. Understanding your credit score is an... 
by Brian Acton | Sep 18, 2023 | Articles, Featured Articles, Personal Finance
If you paid for college for yourself, a dependent or a spouse this year, you may be able to claim an education tax credit on your tax return. Education tax credits can help you afford college by reducing your tax liability and letting you save on your tax bill. There... 
by Kelly Baker | Sep 12, 2023 | Articles, Credit 101, Credit Monitoring, Featured Articles
If you want to apply for a mortgage, take out a new credit card, or apply for an auto loan, any reputable lender will probably look up your FICO® Score before giving you a loan. FICO® Scores are important indicators of your credit health and will largely determine... 
by Kelly Baker | Sep 6, 2023 | Articles, Credit 101, Featured Articles
Have you ever wondered why you even need to check your credit report? If so, you’re probably not alone. In this article, we answer the question of “Why do I need to check my credit report?” and break down how it impacts your day-to-day life. So, let’s dive into the...
