by Zuri Cortes | Dec 22, 2020 | Articles, Data Breaches, Scams and Fraud
Credit card fraud is by no means a new threat, but it’s a threat that keeps evolving. While EMV chips have helped prevent the use of counterfeit cards at point-of-sale (POS) terminals, they don’t prevent payment fraud in situations where a physical card is not...
by Zuri Cortes | Nov 5, 2020 | Articles, Credit Monitoring
A late payment can negatively impact your credit score. However, that might not be the only consequence that comes when a bill is more than 30 days overdue. Other Consequences of Late Payments Although you technically have a 30-day “grace period” before a late payment...
by Zuri Cortes | Nov 2, 2020 | Articles, Credit Monitoring
Things happen. Maybe you have to make a late payment on your credit card or loan to prioritize other expenses. Or maybe you simply forgot about a bill. Regardless of the reason, the consequences of late payments are never something to look forward to, especially since...
by Zuri Cortes | Oct 12, 2020 | Articles, Credit Monitoring
Your credit score is an important indicator of your financial health – it shows lenders your likelihood of repaying them if they grant you access to loans or credit cards. The higher your credit score, the more likely you might be approved for credit at favorable...
by Zuri Cortes | Aug 10, 2020 | Articles, Credit Monitoring
Ever since the financial crisis of 2007, consumers have become more interested in educating themselves about financial well-being. Almost every day Americans run into an influx of advertisements offering credit scores and education, yet a lot of confusion still...