by MyScoreIQ Staff | Apr 10, 2021 | Credit Monitoring
Doing anything for the first time is usually a challenge. And when it comes to taxes, it can feel like an intimidating process. However, once you have a basic understanding of the paperwork you need and the things you can do to retain wealth, you will realize it’s...
by MyScoreIQ Staff | Apr 5, 2021 | Articles, Credit Monitoring
A recent survey of 1,000 U.S. adults ages 33 to 40 showed that roughly 20% used a credit card to help with the purchase and closing costs of buying a home, including the down payment. If you are thinking about making a big payment, like paying costs associated with...
by MyScoreIQ Staff | Mar 31, 2021 | Articles, Credit Monitoring
Do you know what your highest credit score can be? That might then spark the question, what is the lowest credit score possible and how do your credit scores stack up? FICO® Scores range from 300 to 850. Getting a perfect 850 is challenging, but not impossible. If you...
by MyScoreIQ Staff | Mar 25, 2021 | Articles, Credit Monitoring
A credit report is a record of your history managing and repaying debt. It is designed to help lenders learn about your previous borrowing experiences when deciding whether or not to extend credit to you. Every time you open a new credit card, take out a loan or make...
by MyScoreIQ Staff | Mar 22, 2021 | Articles, Credit Monitoring
When it comes to a line of credit, there are two types you can apply for – secured and unsecured. Learn more about each option, so you know what is right for you. Secured Lines of Credit When you take out a secured line of credit, you agree to put one of your...